Bathroom Finance:
HOW ZINK WORKS
Step 1: Apply online
To apply for finance, simply visit our finance page and complete the simple online application form. It only takes a few minutes.
Apply here now!
Step 2: Get fast approval
Within minutes of completing your application a member of our customer service team will call you to confirm your personal details and discuss your assessment. We can usually give you a finance qualification answer within minutes of accepting our call.
Step 3: We find you the best deal
Once qualified we will take advantage of Zink's advanced lender matching systems to find you the best loan at the best rate for your circumstances.
This is the magic of Ausloans Zink. With access to a pool of over 40 lenders we can help you find the right loan to match your needs and budget.
Step 4: Paperless document collection
Once we've found you the best loan at the best rate for your circumstances, we'll send you an SMS allowing you to easily upload any
required documents direct from your phone.
Step 5: Fast approval and settlement
With Ausloans Zink, the entire loan process from application through qualification, assessment, approval and settlement takes as little as 15 minutes.
Great communication, amazing experience
Throughout the entire loan process from application to approval and sign off we keep you updated on the progress of your loan via SMS.
It's that simple.
Ready to finance your renovation? Click the banner below and apply now. It only takes a few minutes.
Easy Kitchen Renovation Finance:
Need finance? We've partnered with Ausloans to take the pain out of financing and bring you the best finance options, with the best rates from a pool of over 40 lenders.
AT MULTITRADE INDUSTRIES (MTI) - WE PARTNER WITH AUSLOANS TO MAKE FINANCING EASY!
With Ausloans Zink financing your next purchase is easier than ever, with our convenient point of sale financing solution.
Experience the difference;
o Fast, paperless online application
o Lightning fast finance approval in as little as 10 minutes
o Access to 40+ lenders
o Advanced lender matching
o Get the best loan at the best rate to match your credit profile
FAQ's - ABOUT MY LOAN
Q: "What documents and other things do you need for me to apply?"
A: Making an application is quick and easy - you just need to have the following documents ready to give your broker:
✲ Current Australian Residency Identification
✲ 2 recent payslips
✲ Or one current bank statement
Q: "What is the difference between Ausloans and a bank?"
A: We are a multi award winning independent finance group who believe in helping people to achieve their dreams or goals. We compare 40+ Lenders to find you the best possible rate. Our lender panel includes banks and mainstream lenders, and also boutique financiers who specialise in specific assets or circumstances. This means we can provide tailored finance solutions which many others can't - such as for exotic assets (boats & pwc, supercars, bikes etc.), business cashflow, bad credit & much more!
Q: "What do your interest rates start at?"
A: Interest rates can vary depending on your credit file, credit score, assets and liabilities. Our rates start as low as 4.69%* * T&C Apply..
APPLICATION & APPROVAL
Q: What is the time frame for approval?
A: Once we receive your online application, you will be contacted by one of our experienced brokers, within 2 business hours. The timeframe from our high approval rate to completion can be anything from 1 hour under ideal circumstances.
Q: What advantages do I have as an ABN customer?
A: If you apply for finance with Ausloans as an ABN customer you can:
✲ Apply with less documentation,
✲ Receive discounted interest rates between 0.4 - 3% less than a consumer loan.
✲ Benefit from a tax write off with your finance- we recommend speaking to your financial advisor before you apply.
QUESTIONS ABOUT MY CREDIT
Q: Do late payments affect my credit score?
A: The short answer is yes, if your repayments are 14 days overdue or more then this will most likely be recorded on your credit score. At Ausloans we believe that everyone deserves an opportunity, so complete our free online credit assessment & one of our experienced brokers will be in touch to discuss your options.
Q: How can I get a loan if I have bad credit?
At Ausloans we specialise in tailoring finance solutions for unique circumstances. We have access to lenders who can provide loans for customers with bad credit. Bad credit comes in many forms & the impact to your eligibility for finance can vary on a number of factors, including:
✲ The circumstances that led to your bad credit
✲ Your recent credit conduct
✲ Whether you have rectified the bad credit
Complete our online credit assessment above, to receive professional advice from one of our bad credit finance experts!
Q: Is my credit score effected if I am declined?
At Ausloans, unlike a bank, we will not show on your credit file as a "declined" if your application is unsuccessful. We do not leave an impression on your file as part of our assessment. More than 6 enquiries in a 12-month period may affect your application for finance.
For more information about Ausloans Zink finance visit Ausloans.